LOAN AGAINST TREASURY BOND APPLICATION FORM
(Individual)

Applicant Information
Loan Details
Declaration
  • The information provided above is true and correct to the best of my knowledge.
  • The Treasury Bond(s) mentioned above are owned by me and are free from any encumbrance.
  • I/We agree to lien the above mentioned Treasury Bond(s) as security against the loan.
  • I/We agree to comply with all applicable rules, regulations, and policies governing loans against Treasury Bonds.
  • I/We give consent to the bank to obtain my credit information from the appropriate authority. I/We confirm that the funds will be used for lawful purposes only.
Terms and Conditions
  • The loan is subject to approval by the bank
  • The Treasury Bond(s) will remain under lien until full repayment of the loan.
  • Interest rates and repayment terms will be as per the bank’s policy.
  • In the case of an overdraft facility, the loan term shall be one year, renewable annually. The maximum tenor of the loan shall not exceed the maturity date of the bond and shall, in any event, be limited to 8 years.
  • In case of default, the bank reserves the right to liquidate the bond(s).
  • The applicant must provide valid identification and supporting documents.
  • The bank reserves the right to accept or reject any application without prior notice.
  • The credit policy of Dhaka Bank and directives issued from time to time by the concerned authority shall govern the loan.
  • The bank holds the right to block the coupon(s) if deemed necessary.
  • Margin Call: If bond price falls below the loan outstanding amount, borrower must repay or bank will have the authority to sale the required amount of the bond to adjust.
Signature