The account helps parents and guardians:

• Introduce children to banking and savings from an early age
• Guide them towards responsible spending and money management
• Manage their educational and personal expenses conveniently
• Build financial awareness and good financial habits

• Savings Account specially designed for students up to 18 years
• Account operated with the assistance of Parent/Legal Guardian
• Minimum Opening Balance: BDT 100
• Minimum Opening Balance with optional insurance facility: BDT 500
• Attractive interest rate on daily balance, as per prevailing Bank rate
• Debit Card facility
• No Account Maintenance Fee
• No SMS/Transaction Alert Fee
• Maximum withdrawal limits up to BDT 15,000
• Maximum withdrawal may be up to BDT 25,000 upon request of Parent/Legal Guardian
• Maximum account balances up to BDT 300,000
• Free payment of tuition and other educational fees from the account
• Facility to open eligible Student DPS linked with the account
• DPS installments may be deposited through the account
• DPS maturity/settlement proceeds may be credited to the account
• Optional Tuition Protection/Insurance Coverage
• Available at Dhaka Bank Branches, subject to prevailing terms and conditions

• Duly filled-in Account Opening Form
• Birth Certificate/Passport/acceptable proof of age of the student
• Valid Student ID Card/Certificate from educational institution, where applicable
• Recent passport-size photographs of the student
• National ID/Valid Passport of Parent/Legal Guardian
• Recent passport-size photograph of Parent/Legal Guardian
• Recent passport-size photograph and identification document of Nominee, as applicable
• Proof of studentship/educational institution, where required
• Any other documents required under prevailing KYC and regulatory guidelines

Subject to the prevailing terms and conditions of the insurance arrangement:

• Accidental Death of Paying Parent: Tuition Fee Protection of BDT 5,000 per month for 5 years plus one-time benefit of BDT 10,000
• Accidental Permanent Disability of Paying Parent: Tuition Fee Protection of BDT 5,000 per month for 5 years
• Accidental Medical Reimbursement for Student: Up to BDT 15,000 per accident
• Normal Death of Paying Parent: One-time benefit of BDT 10,000
• Annual Premium: BDT 333

Insurance benefits, premium and eligibility are subject to the prevailing terms and conditions of the insurance provider and Dhaka Bank.

Students’ Ledger–University helps young students to:

• Save and manage money independently
• Manage tuition fees, educational expenses and everyday financial needs
• Develop responsible financial habits
• Access convenient banking and digital payment facilities
• Plan for higher education in Bangladesh and abroad
• Build a long-term banking relationship from student life

• Savings Account designed for university-going students aged 18–25 years
• Account may be opened and operated independently by the student
• Minimum Opening Balance: BDT 100
• Attractive interest rate on daily balance, as per prevailing Bank rate
• Full waiver of account maintenance charges.
• Free issuance of Cheque book for online account opening from Dhaka Bank go plus app
• 50% waiver on cheque book as per the Bank’s prevailing Schedule of Charges (SoC).
• Free issuance of Debit Card and BDT 100 will be charged from 2nd year onwards
• Credit Card facility may be available subject to eligibility and prevailing Bank policy
• Transaction limits as per KYC/Transaction Profile (TP) and prevailing Bank policy
• Digital banking facilities through applicable Dhaka Bank channels
• Free SMS Transaction Alert facility
• Up to 5 free ATM transactions per month at other banks’ ATMs
• Service charges at concessional rate, as per prevailing Schedule of Charges
• Facility for payment of tuition and other educational expenses
• Eligible international educational transactions subject to applicable foreign exchange regulations
• Available through Dhaka Bank Branches and applicable digital account-opening channels

• Duly filled-in Online or Physical Account Opening Form
• National ID/Valid Passport
• Valid Student ID Card or acceptable proof of studentship
• Recent photograph of the student
• Nominee information and photograph
• NID/acceptable identification document of Nominee
• KYC and Transaction Profile-related information
• Any other documents required by Dhaka Bank or applicable regulatory guidelines